For international investors, the UAE Golden Visa is more than just a residency permit; it’s a gateway to tax-free living, world-class lifestyle, and long-term stability. In a game-changing move for 2026, the UAE government has removed the strict “1 Million AED Down Payment” requirement, making it easier than ever to qualify through real estate investment. In this guide by Tdabeer, we break down how you can secure your 10-year visa by investing in Dubai’s booming property market.
The New Rule: What Changed in 2026?
Previously, if you bought a property on mortgage or installment plans, you had to pay at least AED 1 million (approx. $272,000) upfront to be eligible. That rule is gone.
- Now: You qualify as long as the property value is AED 2 million ($545,000) or more.
- Flexibility: It doesn’t matter if the property is mortgaged, off-plan (under certain conditions), or fully paid. The key is the property’s value, not your equity.
Which Properties Qualify for the Golden Visa?
Not every real estate purchase grants you residency. To ensure your application is approved, your investment must meet these criteria:
| Property Type | Eligibility Status | Key Conditions |
|---|---|---|
| Ready Property (Freehold) | ✅ Eligible | Must have a Title Deed valued at 2M+ AED. |
| Off-Plan Property | ✅ Eligible (Restricted) | Must be from approved developers only. |
| Commercial Property | ✅ Eligible | Shops, offices, or warehouses are accepted. |
| Shared Ownership | ✅ Eligible (Husband & Wife) | A married couple can share one property worth 2M AED. |
Why Apply for the Golden Visa? (Benefits)
It’s not just about living in Dubai; it’s about freedom:
- Family Sponsorship: You can sponsor your spouse, children (of any age), and domestic helpers without limit.
- No Sponsor Required: You are self-sponsored, meaning your visa is not tied to an employer.
- Stay Outside UAE: Unlike regular visas, you can stay outside the UAE for more than 6 months without your visa being cancelled.
- Work Permit: You get a work permit (labor card) allowing you to work for any company or start your own business.
Step-by-Step Application Process
The process is digital but requires precise documentation. Here is how Tdabeer handles it for you:
- Step 1: Evaluation. We review your Title Deed and check eligibility with the Land Department.
- Step 2: Medical Fitness. You undergo a VIP medical test in Dubai.
- Step 3: Nomination. We submit your file for Golden Visa nomination.
- Step 4: Visa Stamping. Once approved, your 10-year residency is stamped on your Emirates ID.
Can You Combine Properties?
Yes! If you own multiple smaller properties (e.g., three studio apartments) whose total value adds up to AED 2 million or more, you are eligible. This is a great strategy for investors diversifying their portfolio.
Maximize Your Investment
Do You Have the Title Deed? We Do the Rest.
Don’t navigate government departments alone. Send us a copy of your property documents, and our experts will assess your eligibility for the 10-Year Golden Visa instantly.
